Personal Tax Preparation
Hassle-free personal tax filing with expert support — so you get the maximum refund and never worry about SARS.
Tax Filing Without the Stress
For many South Africans, the annual tax season brings anxiety — fear of making mistakes, uncertainty about what to declare, confusion about which deductions are allowable, and worry about dealing with SARS if something goes wrong. The reality is that personal income tax can be complex, especially if you have multiple income sources, investment income, rental properties, or are a provisional taxpayer.
Malobisa Business Consulting makes personal tax simple. We gather your information, identify every deduction you are entitled to, prepare your tax return accurately, and submit it on your behalf — ensuring you pay exactly what you legally owe, and not a cent more.
We support employees, freelancers, sole proprietors, commission earners, and anyone with additional income beyond their salary. Our goal is to make your tax experience stress-free, while maximising your refund or minimising your liability within the bounds of the law.
At a Glance
Complete individual income tax return prepared and submitted to SARS.
We identify every allowable deduction — retirement, medical, travel, home office and more.
IRP6 submissions calculated and filed on time for provisional taxpayers.
We respond to any SARS queries or requests for supporting documentation on your behalf.
What We Cover
Comprehensive personal tax preparation for individuals with any income type or level of complexity.
Individual Income Tax (ITR12)
We prepare your complete annual income tax return, covering employment income, freelance or business income, rental income, investment returns, and any other taxable receipts.
Deduction Review & Optimisation
We conduct a thorough review of your allowable deductions — retirement fund contributions, medical expense credits, travel allowances, home office expenses, and more — to ensure nothing is missed.
Provisional Tax (IRP6)
For provisional taxpayers, we calculate accurate first and second period provisional tax estimates and submit your IRP6 on time — avoiding interest and penalties from under- or over-payment.
Rental & Investment Income
Accurate reporting of rental income, allowable expenses, and investment returns — including interest, dividends, and capital gains — ensuring correct tax treatment of all income sources.
Capital Gains Tax (CGT)
We calculate and report any capital gains arising from the disposal of assets — property, shares, or business interests — ensuring correct application of the annual exclusion and inclusion rate.
SARS Correspondence & Queries
If SARS requests additional information or issues an assessment you wish to dispute, we handle all correspondence and prepare any supporting documentation required.
Why Choose Malobisa?
Expert tax preparation with a personal touch — we know your situation, not just your return.
People-First Approach
Tax is personal. We take the time to understand your full financial picture before preparing your return — not just your IRP5.
Maximise Your Refund
Our deduction review consistently uncovers credits and deductions that taxpayers miss when filing on their own.
Always On Time
We track all SARS filing deadlines and ensure your return is submitted within the required window — no late penalties.
Audit-Ready Returns
Every return we prepare is supported by thorough documentation — if SARS selects it for verification, you are fully covered.
Plain-Language Explanations
We explain your tax position, what you owe or are owed, and why — in plain language you can understand and act on.
Year-After-Year Continuity
We build a history of your tax affairs over time — which means better advice, fewer questions, and faster preparation each year.
Frequently Asked Questions
Common questions about personal income tax in South Africa.
File With Confidence This Tax Season
Let our tax experts prepare and submit your return — accurately, on time, and with every deduction you are entitled to.